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Couple Gives Back in Gratitude for UB Education

David and Johanna Publow

Through their scholarship fund, David and Johanna Publow hope to help medical students pursue their dreams of becoming doctors.

Couple Gives Back in Gratitude for UB Education

David and Johanna Publow weren't your typical 1960s graduate students at the University at Buffalo.

"We were among a small coterie of married students, facing the challenge of married life and the rigors of medical school," David recalls. "We started our family in Buffalo, though my wife was required to resign her school teaching position when she became pregnant, which was school policy in the 1960s."

While David studied medicine, Johanna was enrolled in the graduate education program. Just a few years before, David had all but given up hope of becoming a doctor.

"In 1961, my father had just passed away and my family had no money," David recalls. "There was no way I could have afforded to attend medical school without help."

A college graduate with an English degree-plus all the science requirements for medical school-he applied and was accepted at several medical schools, including UB, which was the first to accept him. UB also went further to recruit David, offering him the financial support he needed.

"UB gave me the opportunity to follow my dream and admitted me with a full scholarship," David says.
The couple earned their UB graduate degrees in 1965 and moved, first to Virginia, then Connecticut before returning to Western New York, where David, a native of Lewiston, New York, completed his medical training in Rochester.

Then came their move to New Hampshire, where David set up a solo practice as an orthopedic surgeon and where they would remain for four decades.

"I am most proud that as I was able to bring my skills to all in need without worrying about their ability to pay, something that 'modern' practices probably can't do because of all the expenses they face," David says. "I practiced until my recent retirement at age 71-a true labor of love!"

Giving Back to UB
In appreciation, the couple has given back to UB. They worked with the Office of Gift Planning, and through private giving and a bequest, established a scholarship fund for medical students.

"Our endowment was inspired by the fact that UB was the first medical school to accept me and more importantly, to offer me an essentially full scholarship, without which I could not have attended," David says.

The Publows made their gift to benefit medical students who are facing the same desire to study medicine-and who have the same financial need-that David had back in the early 1960s.

"My hope is that our gift will help in some small part to enable another needful man or woman to follow their dream into the medical profession. Through this gift, we hope to pass the torch to a student in need, to give someone else a chance to become a physician."

You Can Leave a Legacy at UB
Making a planned gift allows you to establish a legacy at UB while helping students fulfill their dreams. For more information, please visit our website or contact Ms. Wendy M. Irving at (716) 881-7484 or .


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A charitable bequest is one or two sentences in your will or living trust that leave to the University at Buffalo a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

'I give, devise, and bequeath to the University at Buffalo Foundation, Inc., a nonprofit education corporation, headquartered in Buffalo, New York, the (sum of $_____) or (_____% of my estate) or (the property described herein) or (the remainder of my estate) to benefit the University at Buffalo."

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A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

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The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

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You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to the University at Buffalo as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to the University at Buffalo as a lump sum.

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A charitable gift annuity involves a simple contract between you and the University at Buffalo where you agree to make a gift to the University at Buffalo and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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